Financial Calculator

HP 10BII-style time value of money, amortisation and cash-flow analysis.

HP 10BII — Financial CalculatorP/YR: 12
C/YR: 12
Mode: END
Settings
Payments / YearCompounding / YearMode:
TVM Registers
N (periods)I/YR (%)PVPMTFV
Per‑period i = 0.500000%
Amortization
Using current TVM registers (PMT auto‑solved if zero).
#PaymentInterestPrincipalBalance
1-1,798.651,500-3,298.65303,298.65
2-1,798.651,516.49-3,315.14306,613.8
3-1,798.651,533.07-3,331.72309,945.52
4-1,798.651,549.73-3,348.38313,293.9
5-1,798.651,566.47-3,365.12316,659.02
6-1,798.651,583.3-3,381.95320,040.96
7-1,798.651,600.2-3,398.86323,439.82
8-1,798.651,617.2-3,415.85326,855.67
9-1,798.651,634.28-3,432.93330,288.6
10-1,798.651,651.44-3,450.09333,738.7
11-1,798.651,668.69-3,467.35337,206.04
12-1,798.651,686.03-3,484.68340,690.72
13-1,798.651,703.45-3,502.11344,192.83
14-1,798.651,720.96-3,519.62347,712.44
15-1,798.651,738.56-3,537.21351,249.66
16-1,798.651,756.25-3,554.9354,804.56
17-1,798.651,774.02-3,572.67358,377.23
18-1,798.651,791.89-3,590.54361,967.77
19-1,798.651,809.84-3,608.49365,576.26
20-1,798.651,827.88-3,626.53369,202.79
21-1,798.651,846.01-3,644.67372,847.46
22-1,798.651,864.24-3,662.89376,510.35
23-1,798.651,882.55-3,681.2380,191.55
24-1,798.651,900.96-3,699.61383,891.16
25-1,798.651,919.46-3,718.11387,609.27
26-1,798.651,938.05-3,736.7391,345.96
27-1,798.651,956.73-3,755.38395,101.35
28-1,798.651,975.51-3,774.16398,875.5
29-1,798.651,994.38-3,793.03402,668.53
30-1,798.652,013.34-3,811.99406,480.53
31-1,798.652,032.4-3,831.05410,311.58
32-1,798.652,051.56-3,850.21414,161.79
33-1,798.652,070.81-3,869.46418,031.25
34-1,798.652,090.16-3,888.81421,920.06
35-1,798.652,109.6-3,908.25425,828.31
36-1,798.652,129.14-3,927.79429,756.1
37-1,798.652,148.78-3,947.43433,703.54
38-1,798.652,168.52-3,967.17437,670.71
39-1,798.652,188.35-3,987.01441,657.71
40-1,798.652,208.29-4,006.94445,664.65
41-1,798.652,228.32-4,026.97449,691.63
42-1,798.652,248.46-4,047.11453,738.74
43-1,798.652,268.69-4,067.35457,806.08
44-1,798.652,289.03-4,087.68461,893.76
45-1,798.652,309.47-4,108.12466,001.88
46-1,798.652,330.01-4,128.66470,130.54
47-1,798.652,350.65-4,149.3474,279.85
48-1,798.652,371.4-4,170.05478,449.9
49-1,798.652,392.25-4,190.9482,640.8
50-1,798.652,413.2-4,211.86486,852.66
51-1,798.652,434.26-4,232.91491,085.57
52-1,798.652,455.43-4,254.08495,339.65
53-1,798.652,476.7-4,275.35499,615
54-1,798.652,498.08-4,296.73503,911.73
55-1,798.652,519.56-4,318.21508,229.94
56-1,798.652,541.15-4,339.8512,569.74
57-1,798.652,562.85-4,361.5516,931.24
58-1,798.652,584.66-4,383.31521,314.55
59-1,798.652,606.57-4,405.22525,719.77
60-1,798.652,628.6-4,427.25530,147.02
61-1,798.652,650.74-4,449.39534,596.41
62-1,798.652,672.98-4,471.63539,068.04
63-1,798.652,695.34-4,493.99543,562.03
64-1,798.652,717.81-4,516.46548,078.49
65-1,798.652,740.39-4,539.04552,617.54
66-1,798.652,763.09-4,561.74557,179.28
67-1,798.652,785.9-4,584.55561,763.83
68-1,798.652,808.82-4,607.47566,371.3
69-1,798.652,831.86-4,630.51571,001.8
70-1,798.652,855.01-4,653.66575,655.47
71-1,798.652,878.28-4,676.93580,332.39
72-1,798.652,901.66-4,700.31585,032.71
73-1,798.652,925.16-4,723.82589,756.52
74-1,798.652,948.78-4,747.43594,503.96
75-1,798.652,972.52-4,771.17599,275.13
76-1,798.652,996.38-4,795.03604,070.16
77-1,798.653,020.35-4,819608,889.16
78-1,798.653,044.45-4,843.1613,732.26
79-1,798.653,068.66-4,867.31618,599.57
80-1,798.653,093-4,891.65623,491.22
81-1,798.653,117.46-4,916.11628,407.33
82-1,798.653,142.04-4,940.69633,348.01
83-1,798.653,166.74-4,965.39638,313.41
84-1,798.653,191.57-4,990.22643,303.62
85-1,798.653,216.52-5,015.17648,318.79
86-1,798.653,241.59-5,040.25653,359.04
87-1,798.653,266.8-5,065.45658,424.49
88-1,798.653,292.12-5,090.77663,515.26
89-1,798.653,317.58-5,116.23668,631.49
90-1,798.653,343.16-5,141.81673,773.3
91-1,798.653,368.87-5,167.52678,940.81
92-1,798.653,394.7-5,193.36684,134.17
93-1,798.653,420.67-5,219.32689,353.49
94-1,798.653,446.77-5,245.42694,598.91
95-1,798.653,472.99-5,271.65699,870.56
96-1,798.653,499.35-5,298705,168.56
97-1,798.653,525.84-5,324.49710,493.06
98-1,798.653,552.47-5,351.12715,844.17
99-1,798.653,579.22-5,377.87721,222.05
100-1,798.653,606.11-5,404.76726,626.81
101-1,798.653,633.13-5,431.79732,058.59
102-1,798.653,660.29-5,458.94737,517.54
103-1,798.653,687.59-5,486.24743,003.78
104-1,798.653,715.02-5,513.67748,517.45
105-1,798.653,742.59-5,541.24754,058.69
106-1,798.653,770.29-5,568.95759,627.63
107-1,798.653,798.14-5,596.79765,224.42
108-1,798.653,826.12-5,624.77770,849.2
109-1,798.653,854.25-5,652.9776,502.09
110-1,798.653,882.51-5,681.16782,183.25
111-1,798.653,910.92-5,709.57787,892.82
112-1,798.653,939.46-5,738.12793,630.94
113-1,798.653,968.15-5,766.81799,397.74
114-1,798.653,996.99-5,795.64805,193.38
115-1,798.654,025.97-5,824.62811,018
116-1,798.654,055.09-5,853.74816,871.74
117-1,798.654,084.36-5,883.01822,754.76
118-1,798.654,113.77-5,912.43828,667.18
119-1,798.654,143.34-5,941.99834,609.17
120-1,798.654,173.05-5,971.7840,580.87
121-1,798.654,202.9-6,001.56846,582.42
122-1,798.654,232.91-6,031.56852,613.99
123-1,798.654,263.07-6,061.72858,675.71
124-1,798.654,293.38-6,092.03864,767.74
125-1,798.654,323.84-6,122.49870,890.23
126-1,798.654,354.45-6,153.1877,043.33
127-1,798.654,385.22-6,183.87883,227.2
128-1,798.654,416.14-6,214.79889,441.99
129-1,798.654,447.21-6,245.86895,687.85
130-1,798.654,478.44-6,277.09901,964.94
131-1,798.654,509.82-6,308.48908,273.41
132-1,798.654,541.37-6,340.02914,613.43
133-1,798.654,573.07-6,371.72920,985.15
134-1,798.654,604.93-6,403.58927,388.73
135-1,798.654,636.94-6,435.6933,824.32
136-1,798.654,669.12-6,467.77940,292.1
137-1,798.654,701.46-6,500.11946,792.21
138-1,798.654,733.96-6,532.61953,324.82
139-1,798.654,766.62-6,565.28959,890.1
140-1,798.654,799.45-6,598.1966,488.2
141-1,798.654,832.44-6,631.09973,119.29
142-1,798.654,865.6-6,664.25979,783.54
143-1,798.654,898.92-6,697.57986,481.11
144-1,798.654,932.41-6,731.06993,212.17
145-1,798.654,966.06-6,764.71999,976.88
146-1,798.654,999.88-6,798.541,006,775.42
147-1,798.655,033.88-6,832.531,013,607.94
148-1,798.655,068.04-6,866.691,020,474.63
149-1,798.655,102.37-6,901.021,027,375.66
150-1,798.655,136.88-6,935.531,034,311.19
151-1,798.655,171.56-6,970.211,041,281.4
152-1,798.655,206.41-7,005.061,048,286.46
153-1,798.655,241.43-7,040.081,055,326.54
154-1,798.655,276.63-7,075.281,062,401.82
155-1,798.655,312.01-7,110.661,069,512.48
156-1,798.655,347.56-7,146.211,076,658.7
157-1,798.655,383.29-7,181.951,083,840.64
158-1,798.655,419.2-7,217.851,091,058.5
159-1,798.655,455.29-7,253.941,098,312.44
160-1,798.655,491.56-7,290.211,105,602.66
161-1,798.655,528.01-7,326.661,112,929.32
162-1,798.655,564.65-7,363.31,120,292.62
163-1,798.655,601.46-7,400.111,127,692.73
164-1,798.655,638.46-7,437.121,135,129.85
165-1,798.655,675.65-7,474.31,142,604.15
166-1,798.655,713.02-7,511.671,150,115.82
167-1,798.655,750.58-7,549.231,157,665.05
168-1,798.655,788.33-7,586.981,165,252.03
169-1,798.655,826.26-7,624.911,172,876.94
170-1,798.655,864.38-7,663.041,180,539.98
171-1,798.655,902.7-7,701.351,188,241.33
172-1,798.655,941.21-7,739.861,195,981.19
173-1,798.655,979.91-7,778.561,203,759.75
174-1,798.656,018.8-7,817.451,211,577.2
175-1,798.656,057.89-7,856.541,219,433.73
176-1,798.656,097.17-7,895.821,227,329.55
177-1,798.656,136.65-7,935.31,235,264.85
178-1,798.656,176.32-7,974.981,243,239.83
179-1,798.656,216.2-8,014.851,251,254.68
180-1,798.656,256.27-8,054.921,259,309.6
181-1,798.656,296.55-8,095.21,267,404.8
182-1,798.656,337.02-8,135.681,275,540.48
183-1,798.656,377.7-8,176.351,283,716.83
184-1,798.656,418.58-8,217.241,291,934.07
185-1,798.656,459.67-8,258.321,300,192.39
186-1,798.656,500.96-8,299.611,308,492
187-1,798.656,542.46-8,341.111,316,833.12
188-1,798.656,584.17-8,382.821,325,215.93
189-1,798.656,626.08-8,424.731,333,640.66
190-1,798.656,668.2-8,466.851,342,107.52
191-1,798.656,710.54-8,509.191,350,616.71
192-1,798.656,753.08-8,551.741,359,168.44
193-1,798.656,795.84-8,594.491,367,762.94
194-1,798.656,838.81-8,637.471,376,400.4
195-1,798.656,882-8,680.651,385,081.06
196-1,798.656,925.41-8,724.061,393,805.11
197-1,798.656,969.03-8,767.681,402,572.79
198-1,798.657,012.86-8,811.521,411,384.31
199-1,798.657,056.92-8,855.571,420,239.88
200-1,798.657,101.2-8,899.851,429,139.73
201-1,798.657,145.7-8,944.351,438,084.08
202-1,798.657,190.42-8,989.071,447,073.15
203-1,798.657,235.37-9,034.021,456,107.17
204-1,798.657,280.54-9,079.191,465,186.36
205-1,798.657,325.93-9,124.581,474,310.94
206-1,798.657,371.55-9,170.211,483,481.15
207-1,798.657,417.41-9,216.061,492,697.2
208-1,798.657,463.49-9,262.141,501,959.34
209-1,798.657,509.8-9,308.451,511,267.79
210-1,798.657,556.34-9,354.991,520,622.78
211-1,798.657,603.11-9,401.771,530,024.55
212-1,798.657,650.12-9,448.771,539,473.32
213-1,798.657,697.37-9,496.021,548,969.34
214-1,798.657,744.85-9,543.51,558,512.84
215-1,798.657,792.56-9,591.221,568,104.05
216-1,798.657,840.52-9,639.171,577,743.22
217-1,798.657,888.72-9,687.371,587,430.59
218-1,798.657,937.15-9,735.81,597,166.4
219-1,798.657,985.83-9,784.481,606,950.88
220-1,798.658,034.75-9,833.411,616,784.29
221-1,798.658,083.92-9,882.571,626,666.86
222-1,798.658,133.33-9,931.991,636,598.85
223-1,798.658,182.99-9,981.651,646,580.49
224-1,798.658,232.9-10,031.551,656,612.05
225-1,798.658,283.06-10,081.711,666,693.76
226-1,798.658,333.47-10,132.121,676,825.88
227-1,798.658,384.13-10,182.781,687,008.66
228-1,798.658,435.04-10,233.691,697,242.35
229-1,798.658,486.21-10,284.861,707,527.22
230-1,798.658,537.64-10,336.291,717,863.5
231-1,798.658,589.32-10,387.971,728,251.47
232-1,798.658,641.26-10,439.911,738,691.38
233-1,798.658,693.46-10,492.111,749,183.49
234-1,798.658,745.92-10,544.571,759,728.06
235-1,798.658,798.64-10,597.291,770,325.35
236-1,798.658,851.63-10,650.281,780,975.63
237-1,798.658,904.88-10,703.531,791,679.16
238-1,798.658,958.4-10,757.051,802,436.21
239-1,798.659,012.18-10,810.831,813,247.04
240-1,798.659,066.24-10,864.891,824,111.93
Cash Flows — NPV / IRR / NFVImport JSON
NPV @ I/YR=6% (C/YR=12)
69,630.75
IRR (annualized)
130.146215%
NFV @ I/YR=6%
73,925.42
CF0×
CF1×
CF2×
Bonds — Price / Yield / Accrued
Settlement Maturity Coupon %YTM %FrequencyRedemptionDay Count
Price (Clean)
100
Price (Dirty)
100
Accrued Interest
0
Remaining Coupons
10
Depreciation — SL / SOYD / DB (DDB)
CostSalvageLife (yrs)PeriodDB Rate (opt)
SL Dep / Book
1,800 / 8,200
SOYD Dep / Book
3,000 / 7,000
DB Dep / Book
4,000 / 6,000
Percent / Percent Change / Margin & Markup
Percent Of
Base%= 15
% Change
OldNew= 25.000000%
Margin / Markup
CostPriceMargin = 30.000000%
Markup = 42.857143%
Statistics — 1‑Var & 2‑Var (Regression)
Data (x, y)
1
2
3
n
3
\u03BC / \u0305x
2.466667
\u03C3
0.928559
s
1.137248
Regression y = a + b x
a=0.266667, b=1.1, r=0.967247
Dates — Days Between / Add Days (Actual vs 30/360 US)
FromToActual
90
30/360 US
88
Combinatorics / Random
nrnPr / nCr
nPr = 720
nCr = 120
Factorial / Random
n! = 3,628,800
rand() = — 
This tool aims to cover the full HP 10BII feature set with modern UX. Minor numerical differences may occur vs. legacy handhelds for certain edge cases (e.g., bond accrual conventions, rounding). All computations are local — no data leaves your browser.

#	Payment	Interest	Principal	Balance
1	-1,798.65	1,500	-3,298.65	303,298.65
2	-1,798.65	1,516.49	-3,315.14	306,613.8
3	-1,798.65	1,533.07	-3,331.72	309,945.52
4	-1,798.65	1,549.73	-3,348.38	313,293.9
5	-1,798.65	1,566.47	-3,365.12	316,659.02
6	-1,798.65	1,583.3	-3,381.95	320,040.96
7	-1,798.65	1,600.2	-3,398.86	323,439.82
8	-1,798.65	1,617.2	-3,415.85	326,855.67
9	-1,798.65	1,634.28	-3,432.93	330,288.6
10	-1,798.65	1,651.44	-3,450.09	333,738.7
11	-1,798.65	1,668.69	-3,467.35	337,206.04
12	-1,798.65	1,686.03	-3,484.68	340,690.72
13	-1,798.65	1,703.45	-3,502.11	344,192.83
14	-1,798.65	1,720.96	-3,519.62	347,712.44
15	-1,798.65	1,738.56	-3,537.21	351,249.66
16	-1,798.65	1,756.25	-3,554.9	354,804.56
17	-1,798.65	1,774.02	-3,572.67	358,377.23
18	-1,798.65	1,791.89	-3,590.54	361,967.77
19	-1,798.65	1,809.84	-3,608.49	365,576.26
20	-1,798.65	1,827.88	-3,626.53	369,202.79
21	-1,798.65	1,846.01	-3,644.67	372,847.46
22	-1,798.65	1,864.24	-3,662.89	376,510.35
23	-1,798.65	1,882.55	-3,681.2	380,191.55
24	-1,798.65	1,900.96	-3,699.61	383,891.16
25	-1,798.65	1,919.46	-3,718.11	387,609.27
26	-1,798.65	1,938.05	-3,736.7	391,345.96
27	-1,798.65	1,956.73	-3,755.38	395,101.35
28	-1,798.65	1,975.51	-3,774.16	398,875.5
29	-1,798.65	1,994.38	-3,793.03	402,668.53
30	-1,798.65	2,013.34	-3,811.99	406,480.53
31	-1,798.65	2,032.4	-3,831.05	410,311.58
32	-1,798.65	2,051.56	-3,850.21	414,161.79
33	-1,798.65	2,070.81	-3,869.46	418,031.25
34	-1,798.65	2,090.16	-3,888.81	421,920.06
35	-1,798.65	2,109.6	-3,908.25	425,828.31
36	-1,798.65	2,129.14	-3,927.79	429,756.1
37	-1,798.65	2,148.78	-3,947.43	433,703.54
38	-1,798.65	2,168.52	-3,967.17	437,670.71
39	-1,798.65	2,188.35	-3,987.01	441,657.71
40	-1,798.65	2,208.29	-4,006.94	445,664.65
41	-1,798.65	2,228.32	-4,026.97	449,691.63
42	-1,798.65	2,248.46	-4,047.11	453,738.74
43	-1,798.65	2,268.69	-4,067.35	457,806.08
44	-1,798.65	2,289.03	-4,087.68	461,893.76
45	-1,798.65	2,309.47	-4,108.12	466,001.88
46	-1,798.65	2,330.01	-4,128.66	470,130.54
47	-1,798.65	2,350.65	-4,149.3	474,279.85
48	-1,798.65	2,371.4	-4,170.05	478,449.9
49	-1,798.65	2,392.25	-4,190.9	482,640.8
50	-1,798.65	2,413.2	-4,211.86	486,852.66
51	-1,798.65	2,434.26	-4,232.91	491,085.57
52	-1,798.65	2,455.43	-4,254.08	495,339.65
53	-1,798.65	2,476.7	-4,275.35	499,615
54	-1,798.65	2,498.08	-4,296.73	503,911.73
55	-1,798.65	2,519.56	-4,318.21	508,229.94
56	-1,798.65	2,541.15	-4,339.8	512,569.74
57	-1,798.65	2,562.85	-4,361.5	516,931.24
58	-1,798.65	2,584.66	-4,383.31	521,314.55
59	-1,798.65	2,606.57	-4,405.22	525,719.77
60	-1,798.65	2,628.6	-4,427.25	530,147.02
61	-1,798.65	2,650.74	-4,449.39	534,596.41
62	-1,798.65	2,672.98	-4,471.63	539,068.04
63	-1,798.65	2,695.34	-4,493.99	543,562.03
64	-1,798.65	2,717.81	-4,516.46	548,078.49
65	-1,798.65	2,740.39	-4,539.04	552,617.54
66	-1,798.65	2,763.09	-4,561.74	557,179.28
67	-1,798.65	2,785.9	-4,584.55	561,763.83
68	-1,798.65	2,808.82	-4,607.47	566,371.3
69	-1,798.65	2,831.86	-4,630.51	571,001.8
70	-1,798.65	2,855.01	-4,653.66	575,655.47
71	-1,798.65	2,878.28	-4,676.93	580,332.39
72	-1,798.65	2,901.66	-4,700.31	585,032.71
73	-1,798.65	2,925.16	-4,723.82	589,756.52
74	-1,798.65	2,948.78	-4,747.43	594,503.96
75	-1,798.65	2,972.52	-4,771.17	599,275.13
76	-1,798.65	2,996.38	-4,795.03	604,070.16
77	-1,798.65	3,020.35	-4,819	608,889.16
78	-1,798.65	3,044.45	-4,843.1	613,732.26
79	-1,798.65	3,068.66	-4,867.31	618,599.57
80	-1,798.65	3,093	-4,891.65	623,491.22
81	-1,798.65	3,117.46	-4,916.11	628,407.33
82	-1,798.65	3,142.04	-4,940.69	633,348.01
83	-1,798.65	3,166.74	-4,965.39	638,313.41
84	-1,798.65	3,191.57	-4,990.22	643,303.62
85	-1,798.65	3,216.52	-5,015.17	648,318.79
86	-1,798.65	3,241.59	-5,040.25	653,359.04
87	-1,798.65	3,266.8	-5,065.45	658,424.49
88	-1,798.65	3,292.12	-5,090.77	663,515.26
89	-1,798.65	3,317.58	-5,116.23	668,631.49
90	-1,798.65	3,343.16	-5,141.81	673,773.3
91	-1,798.65	3,368.87	-5,167.52	678,940.81
92	-1,798.65	3,394.7	-5,193.36	684,134.17
93	-1,798.65	3,420.67	-5,219.32	689,353.49
94	-1,798.65	3,446.77	-5,245.42	694,598.91
95	-1,798.65	3,472.99	-5,271.65	699,870.56
96	-1,798.65	3,499.35	-5,298	705,168.56
97	-1,798.65	3,525.84	-5,324.49	710,493.06
98	-1,798.65	3,552.47	-5,351.12	715,844.17
99	-1,798.65	3,579.22	-5,377.87	721,222.05
100	-1,798.65	3,606.11	-5,404.76	726,626.81
101	-1,798.65	3,633.13	-5,431.79	732,058.59
102	-1,798.65	3,660.29	-5,458.94	737,517.54
103	-1,798.65	3,687.59	-5,486.24	743,003.78
104	-1,798.65	3,715.02	-5,513.67	748,517.45
105	-1,798.65	3,742.59	-5,541.24	754,058.69
106	-1,798.65	3,770.29	-5,568.95	759,627.63
107	-1,798.65	3,798.14	-5,596.79	765,224.42
108	-1,798.65	3,826.12	-5,624.77	770,849.2
109	-1,798.65	3,854.25	-5,652.9	776,502.09
110	-1,798.65	3,882.51	-5,681.16	782,183.25
111	-1,798.65	3,910.92	-5,709.57	787,892.82
112	-1,798.65	3,939.46	-5,738.12	793,630.94
113	-1,798.65	3,968.15	-5,766.81	799,397.74
114	-1,798.65	3,996.99	-5,795.64	805,193.38
115	-1,798.65	4,025.97	-5,824.62	811,018
116	-1,798.65	4,055.09	-5,853.74	816,871.74
117	-1,798.65	4,084.36	-5,883.01	822,754.76
118	-1,798.65	4,113.77	-5,912.43	828,667.18
119	-1,798.65	4,143.34	-5,941.99	834,609.17
120	-1,798.65	4,173.05	-5,971.7	840,580.87
121	-1,798.65	4,202.9	-6,001.56	846,582.42
122	-1,798.65	4,232.91	-6,031.56	852,613.99
123	-1,798.65	4,263.07	-6,061.72	858,675.71
124	-1,798.65	4,293.38	-6,092.03	864,767.74
125	-1,798.65	4,323.84	-6,122.49	870,890.23
126	-1,798.65	4,354.45	-6,153.1	877,043.33
127	-1,798.65	4,385.22	-6,183.87	883,227.2
128	-1,798.65	4,416.14	-6,214.79	889,441.99
129	-1,798.65	4,447.21	-6,245.86	895,687.85
130	-1,798.65	4,478.44	-6,277.09	901,964.94
131	-1,798.65	4,509.82	-6,308.48	908,273.41
132	-1,798.65	4,541.37	-6,340.02	914,613.43
133	-1,798.65	4,573.07	-6,371.72	920,985.15
134	-1,798.65	4,604.93	-6,403.58	927,388.73
135	-1,798.65	4,636.94	-6,435.6	933,824.32
136	-1,798.65	4,669.12	-6,467.77	940,292.1
137	-1,798.65	4,701.46	-6,500.11	946,792.21
138	-1,798.65	4,733.96	-6,532.61	953,324.82
139	-1,798.65	4,766.62	-6,565.28	959,890.1
140	-1,798.65	4,799.45	-6,598.1	966,488.2
141	-1,798.65	4,832.44	-6,631.09	973,119.29
142	-1,798.65	4,865.6	-6,664.25	979,783.54
143	-1,798.65	4,898.92	-6,697.57	986,481.11
144	-1,798.65	4,932.41	-6,731.06	993,212.17
145	-1,798.65	4,966.06	-6,764.71	999,976.88
146	-1,798.65	4,999.88	-6,798.54	1,006,775.42
147	-1,798.65	5,033.88	-6,832.53	1,013,607.94
148	-1,798.65	5,068.04	-6,866.69	1,020,474.63
149	-1,798.65	5,102.37	-6,901.02	1,027,375.66
150	-1,798.65	5,136.88	-6,935.53	1,034,311.19
151	-1,798.65	5,171.56	-6,970.21	1,041,281.4
152	-1,798.65	5,206.41	-7,005.06	1,048,286.46
153	-1,798.65	5,241.43	-7,040.08	1,055,326.54
154	-1,798.65	5,276.63	-7,075.28	1,062,401.82
155	-1,798.65	5,312.01	-7,110.66	1,069,512.48
156	-1,798.65	5,347.56	-7,146.21	1,076,658.7
157	-1,798.65	5,383.29	-7,181.95	1,083,840.64
158	-1,798.65	5,419.2	-7,217.85	1,091,058.5
159	-1,798.65	5,455.29	-7,253.94	1,098,312.44
160	-1,798.65	5,491.56	-7,290.21	1,105,602.66
161	-1,798.65	5,528.01	-7,326.66	1,112,929.32
162	-1,798.65	5,564.65	-7,363.3	1,120,292.62
163	-1,798.65	5,601.46	-7,400.11	1,127,692.73
164	-1,798.65	5,638.46	-7,437.12	1,135,129.85
165	-1,798.65	5,675.65	-7,474.3	1,142,604.15
166	-1,798.65	5,713.02	-7,511.67	1,150,115.82
167	-1,798.65	5,750.58	-7,549.23	1,157,665.05
168	-1,798.65	5,788.33	-7,586.98	1,165,252.03
169	-1,798.65	5,826.26	-7,624.91	1,172,876.94
170	-1,798.65	5,864.38	-7,663.04	1,180,539.98
171	-1,798.65	5,902.7	-7,701.35	1,188,241.33
172	-1,798.65	5,941.21	-7,739.86	1,195,981.19
173	-1,798.65	5,979.91	-7,778.56	1,203,759.75
174	-1,798.65	6,018.8	-7,817.45	1,211,577.2
175	-1,798.65	6,057.89	-7,856.54	1,219,433.73
176	-1,798.65	6,097.17	-7,895.82	1,227,329.55
177	-1,798.65	6,136.65	-7,935.3	1,235,264.85
178	-1,798.65	6,176.32	-7,974.98	1,243,239.83
179	-1,798.65	6,216.2	-8,014.85	1,251,254.68
180	-1,798.65	6,256.27	-8,054.92	1,259,309.6
181	-1,798.65	6,296.55	-8,095.2	1,267,404.8
182	-1,798.65	6,337.02	-8,135.68	1,275,540.48
183	-1,798.65	6,377.7	-8,176.35	1,283,716.83
184	-1,798.65	6,418.58	-8,217.24	1,291,934.07
185	-1,798.65	6,459.67	-8,258.32	1,300,192.39
186	-1,798.65	6,500.96	-8,299.61	1,308,492
187	-1,798.65	6,542.46	-8,341.11	1,316,833.12
188	-1,798.65	6,584.17	-8,382.82	1,325,215.93
189	-1,798.65	6,626.08	-8,424.73	1,333,640.66
190	-1,798.65	6,668.2	-8,466.85	1,342,107.52
191	-1,798.65	6,710.54	-8,509.19	1,350,616.71
192	-1,798.65	6,753.08	-8,551.74	1,359,168.44
193	-1,798.65	6,795.84	-8,594.49	1,367,762.94
194	-1,798.65	6,838.81	-8,637.47	1,376,400.4
195	-1,798.65	6,882	-8,680.65	1,385,081.06
196	-1,798.65	6,925.41	-8,724.06	1,393,805.11
197	-1,798.65	6,969.03	-8,767.68	1,402,572.79
198	-1,798.65	7,012.86	-8,811.52	1,411,384.31
199	-1,798.65	7,056.92	-8,855.57	1,420,239.88
200	-1,798.65	7,101.2	-8,899.85	1,429,139.73
201	-1,798.65	7,145.7	-8,944.35	1,438,084.08
202	-1,798.65	7,190.42	-8,989.07	1,447,073.15
203	-1,798.65	7,235.37	-9,034.02	1,456,107.17
204	-1,798.65	7,280.54	-9,079.19	1,465,186.36
205	-1,798.65	7,325.93	-9,124.58	1,474,310.94
206	-1,798.65	7,371.55	-9,170.21	1,483,481.15
207	-1,798.65	7,417.41	-9,216.06	1,492,697.2
208	-1,798.65	7,463.49	-9,262.14	1,501,959.34
209	-1,798.65	7,509.8	-9,308.45	1,511,267.79
210	-1,798.65	7,556.34	-9,354.99	1,520,622.78
211	-1,798.65	7,603.11	-9,401.77	1,530,024.55
212	-1,798.65	7,650.12	-9,448.77	1,539,473.32
213	-1,798.65	7,697.37	-9,496.02	1,548,969.34
214	-1,798.65	7,744.85	-9,543.5	1,558,512.84
215	-1,798.65	7,792.56	-9,591.22	1,568,104.05
216	-1,798.65	7,840.52	-9,639.17	1,577,743.22
217	-1,798.65	7,888.72	-9,687.37	1,587,430.59
218	-1,798.65	7,937.15	-9,735.8	1,597,166.4
219	-1,798.65	7,985.83	-9,784.48	1,606,950.88
220	-1,798.65	8,034.75	-9,833.41	1,616,784.29
221	-1,798.65	8,083.92	-9,882.57	1,626,666.86
222	-1,798.65	8,133.33	-9,931.99	1,636,598.85
223	-1,798.65	8,182.99	-9,981.65	1,646,580.49
224	-1,798.65	8,232.9	-10,031.55	1,656,612.05
225	-1,798.65	8,283.06	-10,081.71	1,666,693.76
226	-1,798.65	8,333.47	-10,132.12	1,676,825.88
227	-1,798.65	8,384.13	-10,182.78	1,687,008.66
228	-1,798.65	8,435.04	-10,233.69	1,697,242.35
229	-1,798.65	8,486.21	-10,284.86	1,707,527.22
230	-1,798.65	8,537.64	-10,336.29	1,717,863.5
231	-1,798.65	8,589.32	-10,387.97	1,728,251.47
232	-1,798.65	8,641.26	-10,439.91	1,738,691.38
233	-1,798.65	8,693.46	-10,492.11	1,749,183.49
234	-1,798.65	8,745.92	-10,544.57	1,759,728.06
235	-1,798.65	8,798.64	-10,597.29	1,770,325.35
236	-1,798.65	8,851.63	-10,650.28	1,780,975.63
237	-1,798.65	8,904.88	-10,703.53	1,791,679.16
238	-1,798.65	8,958.4	-10,757.05	1,802,436.21
239	-1,798.65	9,012.18	-10,810.83	1,813,247.04
240	-1,798.65	9,066.24	-10,864.89	1,824,111.93

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HP 10BII — Financial CalculatorP/YR: 12
C/YR: 12
Mode: END
Settings
Payments / YearCompounding / YearMode:
TVM Registers
N (periods)I/YR (%)PVPMTFV
Per‑period i = 0.500000%
Amortization
Using current TVM registers (PMT auto‑solved if zero).
#PaymentInterestPrincipalBalance
1-1,798.651,500-3,298.65303,298.65
2-1,798.651,516.49-3,315.14306,613.8
3-1,798.651,533.07-3,331.72309,945.52
4-1,798.651,549.73-3,348.38313,293.9
5-1,798.651,566.47-3,365.12316,659.02
6-1,798.651,583.3-3,381.95320,040.96
7-1,798.651,600.2-3,398.86323,439.82
8-1,798.651,617.2-3,415.85326,855.67
9-1,798.651,634.28-3,432.93330,288.6
10-1,798.651,651.44-3,450.09333,738.7
11-1,798.651,668.69-3,467.35337,206.04
12-1,798.651,686.03-3,484.68340,690.72
13-1,798.651,703.45-3,502.11344,192.83
14-1,798.651,720.96-3,519.62347,712.44
15-1,798.651,738.56-3,537.21351,249.66
16-1,798.651,756.25-3,554.9354,804.56
17-1,798.651,774.02-3,572.67358,377.23
18-1,798.651,791.89-3,590.54361,967.77
19-1,798.651,809.84-3,608.49365,576.26
20-1,798.651,827.88-3,626.53369,202.79
21-1,798.651,846.01-3,644.67372,847.46
22-1,798.651,864.24-3,662.89376,510.35
23-1,798.651,882.55-3,681.2380,191.55
24-1,798.651,900.96-3,699.61383,891.16
25-1,798.651,919.46-3,718.11387,609.27
26-1,798.651,938.05-3,736.7391,345.96
27-1,798.651,956.73-3,755.38395,101.35
28-1,798.651,975.51-3,774.16398,875.5
29-1,798.651,994.38-3,793.03402,668.53
30-1,798.652,013.34-3,811.99406,480.53
31-1,798.652,032.4-3,831.05410,311.58
32-1,798.652,051.56-3,850.21414,161.79
33-1,798.652,070.81-3,869.46418,031.25
34-1,798.652,090.16-3,888.81421,920.06
35-1,798.652,109.6-3,908.25425,828.31
36-1,798.652,129.14-3,927.79429,756.1
37-1,798.652,148.78-3,947.43433,703.54
38-1,798.652,168.52-3,967.17437,670.71
39-1,798.652,188.35-3,987.01441,657.71
40-1,798.652,208.29-4,006.94445,664.65
41-1,798.652,228.32-4,026.97449,691.63
42-1,798.652,248.46-4,047.11453,738.74
43-1,798.652,268.69-4,067.35457,806.08
44-1,798.652,289.03-4,087.68461,893.76
45-1,798.652,309.47-4,108.12466,001.88
46-1,798.652,330.01-4,128.66470,130.54
47-1,798.652,350.65-4,149.3474,279.85
48-1,798.652,371.4-4,170.05478,449.9
49-1,798.652,392.25-4,190.9482,640.8
50-1,798.652,413.2-4,211.86486,852.66
51-1,798.652,434.26-4,232.91491,085.57
52-1,798.652,455.43-4,254.08495,339.65
53-1,798.652,476.7-4,275.35499,615
54-1,798.652,498.08-4,296.73503,911.73
55-1,798.652,519.56-4,318.21508,229.94
56-1,798.652,541.15-4,339.8512,569.74
57-1,798.652,562.85-4,361.5516,931.24
58-1,798.652,584.66-4,383.31521,314.55
59-1,798.652,606.57-4,405.22525,719.77
60-1,798.652,628.6-4,427.25530,147.02
61-1,798.652,650.74-4,449.39534,596.41
62-1,798.652,672.98-4,471.63539,068.04
63-1,798.652,695.34-4,493.99543,562.03
64-1,798.652,717.81-4,516.46548,078.49
65-1,798.652,740.39-4,539.04552,617.54
66-1,798.652,763.09-4,561.74557,179.28
67-1,798.652,785.9-4,584.55561,763.83
68-1,798.652,808.82-4,607.47566,371.3
69-1,798.652,831.86-4,630.51571,001.8
70-1,798.652,855.01-4,653.66575,655.47
71-1,798.652,878.28-4,676.93580,332.39
72-1,798.652,901.66-4,700.31585,032.71
73-1,798.652,925.16-4,723.82589,756.52
74-1,798.652,948.78-4,747.43594,503.96
75-1,798.652,972.52-4,771.17599,275.13
76-1,798.652,996.38-4,795.03604,070.16
77-1,798.653,020.35-4,819608,889.16
78-1,798.653,044.45-4,843.1613,732.26
79-1,798.653,068.66-4,867.31618,599.57
80-1,798.653,093-4,891.65623,491.22
81-1,798.653,117.46-4,916.11628,407.33
82-1,798.653,142.04-4,940.69633,348.01
83-1,798.653,166.74-4,965.39638,313.41
84-1,798.653,191.57-4,990.22643,303.62
85-1,798.653,216.52-5,015.17648,318.79
86-1,798.653,241.59-5,040.25653,359.04
87-1,798.653,266.8-5,065.45658,424.49
88-1,798.653,292.12-5,090.77663,515.26
89-1,798.653,317.58-5,116.23668,631.49
90-1,798.653,343.16-5,141.81673,773.3
91-1,798.653,368.87-5,167.52678,940.81
92-1,798.653,394.7-5,193.36684,134.17
93-1,798.653,420.67-5,219.32689,353.49
94-1,798.653,446.77-5,245.42694,598.91
95-1,798.653,472.99-5,271.65699,870.56
96-1,798.653,499.35-5,298705,168.56
97-1,798.653,525.84-5,324.49710,493.06
98-1,798.653,552.47-5,351.12715,844.17
99-1,798.653,579.22-5,377.87721,222.05
100-1,798.653,606.11-5,404.76726,626.81
101-1,798.653,633.13-5,431.79732,058.59
102-1,798.653,660.29-5,458.94737,517.54
103-1,798.653,687.59-5,486.24743,003.78
104-1,798.653,715.02-5,513.67748,517.45
105-1,798.653,742.59-5,541.24754,058.69
106-1,798.653,770.29-5,568.95759,627.63
107-1,798.653,798.14-5,596.79765,224.42
108-1,798.653,826.12-5,624.77770,849.2
109-1,798.653,854.25-5,652.9776,502.09
110-1,798.653,882.51-5,681.16782,183.25
111-1,798.653,910.92-5,709.57787,892.82
112-1,798.653,939.46-5,738.12793,630.94
113-1,798.653,968.15-5,766.81799,397.74
114-1,798.653,996.99-5,795.64805,193.38
115-1,798.654,025.97-5,824.62811,018
116-1,798.654,055.09-5,853.74816,871.74
117-1,798.654,084.36-5,883.01822,754.76
118-1,798.654,113.77-5,912.43828,667.18
119-1,798.654,143.34-5,941.99834,609.17
120-1,798.654,173.05-5,971.7840,580.87
121-1,798.654,202.9-6,001.56846,582.42
122-1,798.654,232.91-6,031.56852,613.99
123-1,798.654,263.07-6,061.72858,675.71
124-1,798.654,293.38-6,092.03864,767.74
125-1,798.654,323.84-6,122.49870,890.23
126-1,798.654,354.45-6,153.1877,043.33
127-1,798.654,385.22-6,183.87883,227.2
128-1,798.654,416.14-6,214.79889,441.99
129-1,798.654,447.21-6,245.86895,687.85
130-1,798.654,478.44-6,277.09901,964.94
131-1,798.654,509.82-6,308.48908,273.41
132-1,798.654,541.37-6,340.02914,613.43
133-1,798.654,573.07-6,371.72920,985.15
134-1,798.654,604.93-6,403.58927,388.73
135-1,798.654,636.94-6,435.6933,824.32
136-1,798.654,669.12-6,467.77940,292.1
137-1,798.654,701.46-6,500.11946,792.21
138-1,798.654,733.96-6,532.61953,324.82
139-1,798.654,766.62-6,565.28959,890.1
140-1,798.654,799.45-6,598.1966,488.2
141-1,798.654,832.44-6,631.09973,119.29
142-1,798.654,865.6-6,664.25979,783.54
143-1,798.654,898.92-6,697.57986,481.11
144-1,798.654,932.41-6,731.06993,212.17
145-1,798.654,966.06-6,764.71999,976.88
146-1,798.654,999.88-6,798.541,006,775.42
147-1,798.655,033.88-6,832.531,013,607.94
148-1,798.655,068.04-6,866.691,020,474.63
149-1,798.655,102.37-6,901.021,027,375.66
150-1,798.655,136.88-6,935.531,034,311.19
151-1,798.655,171.56-6,970.211,041,281.4
152-1,798.655,206.41-7,005.061,048,286.46
153-1,798.655,241.43-7,040.081,055,326.54
154-1,798.655,276.63-7,075.281,062,401.82
155-1,798.655,312.01-7,110.661,069,512.48
156-1,798.655,347.56-7,146.211,076,658.7
157-1,798.655,383.29-7,181.951,083,840.64
158-1,798.655,419.2-7,217.851,091,058.5
159-1,798.655,455.29-7,253.941,098,312.44
160-1,798.655,491.56-7,290.211,105,602.66
161-1,798.655,528.01-7,326.661,112,929.32
162-1,798.655,564.65-7,363.31,120,292.62
163-1,798.655,601.46-7,400.111,127,692.73
164-1,798.655,638.46-7,437.121,135,129.85
165-1,798.655,675.65-7,474.31,142,604.15
166-1,798.655,713.02-7,511.671,150,115.82
167-1,798.655,750.58-7,549.231,157,665.05
168-1,798.655,788.33-7,586.981,165,252.03
169-1,798.655,826.26-7,624.911,172,876.94
170-1,798.655,864.38-7,663.041,180,539.98
171-1,798.655,902.7-7,701.351,188,241.33
172-1,798.655,941.21-7,739.861,195,981.19
173-1,798.655,979.91-7,778.561,203,759.75
174-1,798.656,018.8-7,817.451,211,577.2
175-1,798.656,057.89-7,856.541,219,433.73
176-1,798.656,097.17-7,895.821,227,329.55
177-1,798.656,136.65-7,935.31,235,264.85
178-1,798.656,176.32-7,974.981,243,239.83
179-1,798.656,216.2-8,014.851,251,254.68
180-1,798.656,256.27-8,054.921,259,309.6
181-1,798.656,296.55-8,095.21,267,404.8
182-1,798.656,337.02-8,135.681,275,540.48
183-1,798.656,377.7-8,176.351,283,716.83
184-1,798.656,418.58-8,217.241,291,934.07
185-1,798.656,459.67-8,258.321,300,192.39
186-1,798.656,500.96-8,299.611,308,492
187-1,798.656,542.46-8,341.111,316,833.12
188-1,798.656,584.17-8,382.821,325,215.93
189-1,798.656,626.08-8,424.731,333,640.66
190-1,798.656,668.2-8,466.851,342,107.52
191-1,798.656,710.54-8,509.191,350,616.71
192-1,798.656,753.08-8,551.741,359,168.44
193-1,798.656,795.84-8,594.491,367,762.94
194-1,798.656,838.81-8,637.471,376,400.4
195-1,798.656,882-8,680.651,385,081.06
196-1,798.656,925.41-8,724.061,393,805.11
197-1,798.656,969.03-8,767.681,402,572.79
198-1,798.657,012.86-8,811.521,411,384.31
199-1,798.657,056.92-8,855.571,420,239.88
200-1,798.657,101.2-8,899.851,429,139.73
201-1,798.657,145.7-8,944.351,438,084.08
202-1,798.657,190.42-8,989.071,447,073.15
203-1,798.657,235.37-9,034.021,456,107.17
204-1,798.657,280.54-9,079.191,465,186.36
205-1,798.657,325.93-9,124.581,474,310.94
206-1,798.657,371.55-9,170.211,483,481.15
207-1,798.657,417.41-9,216.061,492,697.2
208-1,798.657,463.49-9,262.141,501,959.34
209-1,798.657,509.8-9,308.451,511,267.79
210-1,798.657,556.34-9,354.991,520,622.78
211-1,798.657,603.11-9,401.771,530,024.55
212-1,798.657,650.12-9,448.771,539,473.32
213-1,798.657,697.37-9,496.021,548,969.34
214-1,798.657,744.85-9,543.51,558,512.84
215-1,798.657,792.56-9,591.221,568,104.05
216-1,798.657,840.52-9,639.171,577,743.22
217-1,798.657,888.72-9,687.371,587,430.59
218-1,798.657,937.15-9,735.81,597,166.4
219-1,798.657,985.83-9,784.481,606,950.88
220-1,798.658,034.75-9,833.411,616,784.29
221-1,798.658,083.92-9,882.571,626,666.86
222-1,798.658,133.33-9,931.991,636,598.85
223-1,798.658,182.99-9,981.651,646,580.49
224-1,798.658,232.9-10,031.551,656,612.05
225-1,798.658,283.06-10,081.711,666,693.76
226-1,798.658,333.47-10,132.121,676,825.88
227-1,798.658,384.13-10,182.781,687,008.66
228-1,798.658,435.04-10,233.691,697,242.35
229-1,798.658,486.21-10,284.861,707,527.22
230-1,798.658,537.64-10,336.291,717,863.5
231-1,798.658,589.32-10,387.971,728,251.47
232-1,798.658,641.26-10,439.911,738,691.38
233-1,798.658,693.46-10,492.111,749,183.49
234-1,798.658,745.92-10,544.571,759,728.06
235-1,798.658,798.64-10,597.291,770,325.35
236-1,798.658,851.63-10,650.281,780,975.63
237-1,798.658,904.88-10,703.531,791,679.16
238-1,798.658,958.4-10,757.051,802,436.21
239-1,798.659,012.18-10,810.831,813,247.04
240-1,798.659,066.24-10,864.891,824,111.93
Cash Flows — NPV / IRR / NFVImport JSON
NPV @ I/YR=6% (C/YR=12)
69,630.75
IRR (annualized)
130.146215%
NFV @ I/YR=6%
73,925.42
CF0×
CF1×
CF2×
Bonds — Price / Yield / Accrued
Settlement Maturity Coupon %YTM %FrequencyRedemptionDay Count
Price (Clean)
100
Price (Dirty)
100
Accrued Interest
0
Remaining Coupons
10
Depreciation — SL / SOYD / DB (DDB)
CostSalvageLife (yrs)PeriodDB Rate (opt)
SL Dep / Book
1,800 / 8,200
SOYD Dep / Book
3,000 / 7,000
DB Dep / Book
4,000 / 6,000
Percent / Percent Change / Margin & Markup
Percent Of
Base%= 15
% Change
OldNew= 25.000000%
Margin / Markup
CostPriceMargin = 30.000000%
Markup = 42.857143%
Statistics — 1‑Var & 2‑Var (Regression)
Data (x, y)
1
2
3
n
3
\u03BC / \u0305x
2.466667
\u03C3
0.928559
s
1.137248
Regression y = a + b x
a=0.266667, b=1.1, r=0.967247
Dates — Days Between / Add Days (Actual vs 30/360 US)
FromToActual
90
30/360 US
88
Combinatorics / Random
nrnPr / nCr
nPr = 720
nCr = 120
Factorial / Random
n! = 3,628,800
rand() = — 
This tool aims to cover the full HP 10BII feature set with modern UX. Minor numerical differences may occur vs. legacy handhelds for certain edge cases (e.g., bond accrual conventions, rounding). All computations are local — no data leaves your browser.